Bankruptcy laws require debtors to list all of their debts and assets on their bankruptcy petition. It may be helpful to have a copy of your credit report before you file bankruptcy, but getting a copy of your credit report before you file bankruptcy is not a requirement.
Clients filing bankruptcy with our office can to take advantage of our ability to download credit reports quickly. Downloading credit reports through our office before filing bankruptcy can save hours in preparation time. Many times a debtor might overlook judgments, liens, co-signers, collection agencies, or tax liens. When our office downloads your credit report before filing your bankruptcy petition, you are much less likely to forget creditors and your bankruptcy filing will be as accurate as possible.